Passion & Commitment

The Gozitan entrepreneur from Nadur rose from humble beginnings thanks to his ability to see opportunities where nobody saw them. Joseph broke into real estate development after he acquired a modest piece of property, turned it into a thriving business, and flipped it for a profit. But instead of repeating the same formula, Joseph started adding more variables to it: experimenting with new business models, taking unprecedented risks, and surrounding himself with experts who could help him build a winning portfolio.

Stephen started his career in the retail industry before transitioning into real estate, primarily focusing on sales. As a Founding Member and Director of CF Estates, he has successfully led the sales team for several years, leveraging his deep knowledge of the product, market, and clients to guide them through one of life’s most significant decisions—purchasing a new home or making an investment. In recent years, he has also been involved in various property development projects, including the development of both commercial and residential units in Malta.

Clifton, recognized as an innovator in the local construction industry, serves as the Director overseeing the Operations and Property Development Divisions at CF Estates. His passion for property development runs in the family, passed down from his father, who was also involved in the construction field. With a keen eye for detail, Clifton ensures that every project is completed to the highest standards, utilizing cutting-edge techniques and modern innovations. Beyond his dedication to construction, he is an avid technology and car enthusiast. You’ll often find him at Anfield Stadium, proudly cheering on his favourite football team, Liverpool.

Duncan is the Director leading the Hotels and Leisure Divisions within CF Estates, putting his dedication and professionalism towards property and hotel planning and design to extremely good use. He enjoys growing his knowledge and interest within the property and hotel industry. He is also President of the Malta Motorsport Federation and holds the record of being the fastest drag racer in Europe. Prior to starting his venture with CF Estates, he was also one of the largest local mobile and electronics distributor. Duncan is a passionate collector of classic as well as sports cars.

Frank is the Director heading CF Estate’s company’s financing operations through his strong and systematic approach. Being the number guru within the Directors’ team, he aims to ensure a healthy bank account for all the CF Estates subsidiaries. Apart from his passion for numbers, Frank loves good food and is an avid whisky collector, he also enjoys travelling the world, particularly if it involves seats at Old Trafford Stadium to support his favourite football team Manchester United. Prior to starting off the venture with CF Estates, he was also one of the largest local mobile and electronics distributers.